DCA (Dollar Cost Averaging)

Timing the market is hard. Like, really hard. DCA removes that pressure. You automatically buy more when prices are low, less when they're high. Over time, you get a better average price than trying to nail the perfect entry. It's not exciting—there's no glory in buying the bottom—but it works. DCA is perfect for long-term investors who don't want to stress about daily price action. The downside? In strong uptrends, lump sum investing (buying all at once) outperforms. But DCA protects you when you're wrong about timing. It's the tortoise strategy in a world of hare traders.